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Re: Buyer beware - Loan rates in Singapore This was exactly my point. Most people refer to car loan and 3.5% in the same brearh as shown in the previous email. The point is that they should really be referring to the effective rate or the annual rate which can be as high as 6-7%! Thanks...

Re: Buyer beware - Loan rates in Singapore The APR as the name suggests is the ANNUAL PERCENTAGE RATE. The difference between the APR and Fixed rate method is that in FIXED MODE even if you are paying the principal they are charging you interest on the whole amount for the full term...

Re: Buyer beware - Loan rates in Singapore But I suspect that even this motorimage rate of 2.08% is the fixed rate. When you get to a 7 year loan the APR will be close to 6%

Re: Buyer beware - Loan rates in Singapore Yes. From what I understand, it applies to auto loans in general. I verified this with several independent dealers and banks who basically said the same thing. The term they use for these rates is FIXED RATE. So they will tell you that the FIXED...

Re: anyone has experience with carnauba wax? I used to use it when I lived in California. But after moving to singapore and its heat I have become damn lazy. :) Now I just take it to the hand wash stalls at the gas station (YIKES!)

I wanted to start this thread to help out fellow car buyers on this thread. In the past few weeks I have been shopping around for cars and thus the loans that go with it. When I started getting quoted 2.8% and 2.28% rates, I thought to myself "WOW! My cost of capital is really low! I...

Re: The new BMW 3 Series Conv 320i 170K seems a little high for a 320 does it not? When I was looking a couple of weeks ago I thought there were some PI quoting 180K for 325 conv.....And the 335 conv was at 228K. I never did see the cars so maybe this was some rebate related price. I have...

Hi guys. I am a forum NEWBIE :singsing: having purchased a 04 520i from PML. I had some hesitation on getting it but with the 1 year warranty from PML and low mileage (35K) I figured that it should be ok. i wanted to see what your thoughts were on the single most effective way to increase HP. I...