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Re: Stage One complete :) swee! time well spent for the surgery..

Re: [you], what's your driving pattern like? 80% Gentle, 19% Hard, 1% Very Hard... depends on mood. :)

Re: Your property market opinion... sell or hold? if u do not need the cash / profit now and the hse loan (if any) is not significant, keeping it for the rental yield may be good. i believe that Singapore's property price would inevitably rise in the looong run. of course, not to forget to...

Re: [you], If you could own the top BMW model now...which one and why? Z4M for me. Simply love the look!

Re: For those with 50% NCD...... i would recommend getting NCD protection if you have 50% NCD. i got my 50% NCD 3 years back and thought that I'm a careful enough driver and decided not to get the NCD protector (couple hundred bucks). well, i had a minor accident recently and my NCD drops...

Re: [you], how did you choose / get your nickname? simply my initials and last name. :)

Re: [you], what BMW do you drive NOW? am going to drive an Z4 2.5l soon. :)