Credit card fraud..

[zag]

got my first experience of credit card breach..

i got triggered a week or so ago when i received an OTP request SMS to my cell phone at 3am.
Called the bank the next day and block the card, last transaction in the 48 hours didn't see anything amiss.

A week later i received the monthly bill, lo and behold, a total of 8 transactions in GBP currency under " JS Online Grocery" ranging from 250 to 600SGD total about S$1K... others were minor amount of Canadian dollar under charity org names..

Called the bank again and good thing I was told I am not liable..

google "JS Online + fraud" came up with Credit card unauthorised charges stories dated back in year 2010...

WTF.. how can such fake organisation continue to be in operation for so long?
there is a legitimate I presumed JS Online Grocery store in the UK.. but what the...!?

anyone here got similar experience?

anyway take precaution when you travel, I suspect my card was breached when i was in KL in a five star hotel (Ok i said I suspect.. with absence of prejudice). The only city that was not in my regular travel list for the last five years.
But I also think it could be anywhere....

 

[Bling]

Re: Credit card fraud..

anyway take precaution when you travel, I suspect my card was breached when i was in KL in a five star hotel (Ok i said I suspect.. with absence of prejudice). The only city that was not in my regular travel list for the last five years.
But I also think it could be anywhere....

:shock: Which hotel was it? I hope it was not Parkroyal..............

 

[MW]

Re: Credit card fraud..

I got it a few times already and mostly in Asia..Thailand and Malaysia. Quite common actually and our banks are quite alert. I got calls from my bank a few times alerting me of breaches (which I didn't even know) and asked me not to use the card anymore.

Great way to borrow money from people!

 

[motorknut]

Re: Credit card fraud..

Happened to me 2-3weeks after a stay at a 5 star hotel in bangkok. Amex texted me to say there were suspicious charges. Called them back and they immediately blocked the card. Next time I'm blocking up the security digits on the card before i hand the card over.

 

[MW]

Re: Credit card fraud..

the CV1 or CV2 numbers behind shd be blacked out.. u memorise it or write them cryptically somewhere if you think you will forget. Without the CV1 CV2 numbers, most online purchases cannot go through...

Amex one cannot cos amex one printed nicely big big IN FRONT..*#)(*)()(#@

 

[wobbles]

Re: Credit card fraud..

Having said that, the alert features by AMEX & the local banks here are quite impressive. I tried using comgateway for the first time (instead of getting my relatives to lug the packages to the local US post office), and tried paying with my AMEX card - it got flagged and I received an SMS that a "suspicious transaction" had been detected. I called back, actually spoke to a HUMAN BEING (instead of "press 1 for this & press 2 for the other"), and clarified the whole thing. I for one, don't mind the inconvenience, as long as it protects my interests!

 

[seanskye]

Re: Credit card fraud..

NEWARK, N.J. (AP) — July 25, 2013

5 charged with hacking 160M credit card numbers

Four Russian nationals and a Ukrainian have been charged with running a sophisticated hacking organization that over seven years penetrated computer networks of more than a dozen major American and international corporations, stealing and selling at least 160 million credit and debit card numbers, resulting in losses of hundreds of millions of dollars.

Indictments were announced Thursday in Newark, where U.S. Attorney Paul Fishman called the case the largest hacking and data breach scheme ever prosecuted in the United States.

The victims in a scheme that allegedly ran from 2005 until last year included the electronic stock exchange Nasdaq; 7-Eleven; JCPenney; the New England supermarket chain Hannaford Brothers; JetBlue; Heartland Payment Systems, one of the world's largest credit and debit processing companies, French retailer Carrefour, and the Belgium bank Dexia Bank Belgium.

The indictment says the suspects sent each other instant messages as they took control of the corporate data, telling each other, for instance: "NASDAQ is owned." At least one man told others that he used Google news alerts to learn whether his hacks had been discovered, according to the court filing.

The defendants were identified as Russians Vladimir Drinkman, Aleksander Kalinin, Roman Kotov and Dmitriy Smilianets, and Ukrainian Mikhail Rytikov. Authorities say one suspect is in the Netherlands and another is due to appear in U.S. District Court in New Jersey next week. The whereabouts of the three others were not immediately clear.

The prosecution builds on a case that resulted in a 20-year prison sentence in 2010 for Albert Gonzalez of Miami, who often used the screen name "soupnazi" and is identified in the new complaint as an unindicted co-conspirator. Other unindicted co-conspirators were also named.

Prosecutors identified Drinkman and Kalinin as "sophisticated" hackers who specialized in penetrating the computer networks of multinational corporations, financial institutions and payment processors.

Kotov's specialty was harvesting data from the networks after they had been penetrated, and Rytikov provided anonymous web-hosting services that were used to hack into computer networks and covertly remove data, the indictment said.

Smilianets was the information salesman, the government said.

All five are charged with taking part in a computer hacking conspiracy and conspiracy to commit wire fraud. The four Russian nationals are also charged with multiple counts of unauthorized computer access and wire fraud.

The individuals who purchased the credit and debit card numbers and associated data from the hacking organization resold them through online forums or directly to others known as "cashers," the indictment said. According to the indictment, U.S. credit card numbers sold for about $10 each; Canadian numbers were $15 and European ones $50.

The data was stored on computer servers all over the world, including in New Jersey, Pennsylvania, California, Illinois, Latvia, the Netherlands, Bahamas, Ukraine, Panama and Germany.

The cashers would encode the information onto the magnetic strips of blank plastic cards and cash out the value, by either withdrawing money from ATMs in the case of debit cards, or running up charges and purchasing goods in the case of credit cards

 

[Red_Bean_Bun]

Re: Credit card fraud..

Those from Eastern Europe are the best coders in the world ...... Can code anything from BMWs to the plastic.

 

[motorknut]

Re: Credit card fraud..

the CV1 or CV2 numbers behind shd be blacked out.. u memorise it or write them cryptically somewhere if you think you will forget. Without the CV1 CV2 numbers, most online purchases cannot go through...

Amex one cannot cos amex one printed nicely big big IN FRONT..*#)(*)()(#@

can stick a strip over the amex one. or use a glitter marker to decorate the front.

i plan to get the name of the guy who takes my card when i go to the hotel again. I always settle my bill in cash, maybe i'll place cash for the deposit as well.

 

[ozipo]

Re: Credit card fraud..

I had my card id stolen after I used it in KL
Dont know which outlet but I used thrice
- KLIA Hertz car rental
-Mid Valley Garden hotel
-KLCC Sakae Sushi
Amount RM $1000 for online heath product purchased by fraudster
Citibank waived off charges