pbear1973
Well-Known Member
Be careful folks, if you mod your car, your insurer can void your insurance. :errrrrrr:
Aviva voids insurance based on car mod
Aviva voids insurance based on car mod
Aviva cancels insurance policy over mods
- Thread starter pbear1973
- Start date
Re: Aviva cancels insurance policy over mods
Next time pass your company insurance to me under Chartis. I can get you liberty, Tenet too.
So far Tenet good in F&B coverage.
haha btw staff only non-disclose of health , modification is no valid.
pengful;649932 said:
Next time pass your company insurance to me under Chartis. I can get you liberty, Tenet too.
So far Tenet good in F&B coverage.
haha btw staff only non-disclose of health , modification is no valid.
wt_know
Well-Known Member
Re: Aviva cancels insurance policy over mods
warranty is voided and premium is not refund (penalty)
this is factory spec for robot (ie: stock bodykit and small shoes
)
end of OT
screw aviva, want premium but don't want compensation. i'm sure it's exit clause is ironclad carefully drafted by lawyer
warranty is voided and premium is not refund (penalty)
this is factory spec for robot (ie: stock bodykit and small shoes
)end of OT
screw aviva, want premium but don't want compensation. i'm sure it's exit clause is ironclad carefully drafted by lawyer
C3P0;649997 said:
Last edited by a moderator:
Re: Aviva cancels insurance policy over mods
If yes, straight away reject.
If no & found out later, it is considered non-disclosure in proposal form.
The problem is, I could not find any definition of mod in their proposal form.
For other bigger insurers, i think they will not compensate modded parts.
Under proposal form, there is 1 question, was ur rided modded?wt_know;650014 said:
If yes, straight away reject.
If no & found out later, it is considered non-disclosure in proposal form.
The problem is, I could not find any definition of mod in their proposal form.
For other bigger insurers, i think they will not compensate modded parts.
pengful
Well-Known Member
Re: Aviva cancels insurance policy over mods
If you go their website under General Exceptions under Car Insurance, there is no mention of anything concerning modifications.
Car Insurance - General Exceptions - Aviva Singapore
If you go their website under General Exceptions under Car Insurance, there is no mention of anything concerning modifications.
Car Insurance - General Exceptions - Aviva Singapore
Centurion9990
Well-Known Member
Re: Aviva cancels insurance policy over mods
I heard that Aviva can terminate/exclusion your in-force motor insurance if they found out any undeclared mod... One of my friends kana... One day he just received a mail from Aviva... went to the office and Curse and swear
pbear1973;649867 said:
I heard that Aviva can terminate/exclusion your in-force motor insurance if they found out any undeclared mod... One of my friends kana... One day he just received a mail from Aviva... went to the office and Curse and swear
Re: Aviva cancels insurance policy over mods
Online quote alot fine prints & strict. subject to your disclosure. Only one online quote company, guess who?
That why alot drivers still prefer fill up application form & sign becos application does not mention about modication.
The only thing not insured usually when surveyor found driver lup engine or involved in racing.
Online quote alot fine prints & strict. subject to your disclosure. Only one online quote company, guess who?
That why alot drivers still prefer fill up application form & sign becos application does not mention about modication.
The only thing not insured usually when surveyor found driver lup engine or involved in racing.
zeee
Well-Known Member
Re: Aviva cancels insurance policy over mods
DirectAsia? Insurance Online, Insurance Products, Insurance Company
was told that it would provide competitive quotes but after going through the eligibility requirements in its website... i gave up...
iScoupe;650204 said:
DirectAsia? Insurance Online, Insurance Products, Insurance Company
was told that it would provide competitive quotes but after going through the eligibility requirements in its website... i gave up...
Re: Aviva cancels insurance policy over mods
Is there a LTA approved mod for BMW cars? (specifically for 335i?)
I was going to install jb4 on my car.. Checked with my agent and here is his reply:
------------------------
MSIG replies that
1) LTA has to approve this.
2) It doesn't void any existing warranties on this car with BMW.
Once the above 2 conditions are fulfilled, then MSIG will decide on whether they can insure or not.
All insurers have their own guidelines in insuring modifications, but the priority is LTA approval.
Once LTA is approved, it is up to insurers to decide how much to charge.
Hence, it's best to ask LTA if it can be approved first.
Once LTA has given approval, then we can ask MSIG for their view. During this time, I would suggest don't do the modification first.
Thank you and regards.
Is there a LTA approved mod for BMW cars? (specifically for 335i?)
I was going to install jb4 on my car.. Checked with my agent and here is his reply:
------------------------
MSIG replies that
1) LTA has to approve this.
2) It doesn't void any existing warranties on this car with BMW.
Once the above 2 conditions are fulfilled, then MSIG will decide on whether they can insure or not.
All insurers have their own guidelines in insuring modifications, but the priority is LTA approval.
Once LTA is approved, it is up to insurers to decide how much to charge.
Hence, it's best to ask LTA if it can be approved first.
Once LTA has given approval, then we can ask MSIG for their view. During this time, I would suggest don't do the modification first.
Thank you and regards.
pbear1973
Well-Known Member
Re: Aviva cancels insurance policy over mods
Condition 2 is kinda hard since it's PML's call whether to void a warranty or not. The remaining condition is not that hard. Can refer to this:
http://www.onemotoring.com.sg/publi...tions_and_vehoffences/modification_guide.html
For exos, if LTA friendly you will have an official letter from them stating so after you get the approval done.
Condition 2 is kinda hard since it's PML's call whether to void a warranty or not. The remaining condition is not that hard. Can refer to this:
http://www.onemotoring.com.sg/publi...tions_and_vehoffences/modification_guide.html
For exos, if LTA friendly you will have an official letter from them stating so after you get the approval done.
apollo;650521 said:
