kenntona said:Not to mention the costs involved in modding thereafter......
Bro, how old are you ahhh? How come you ask all these funny questions abt owning cars??... No offence but most of these info can be found in magazines, newspaper articles etc etc.. :uhhh:piggysnail said:where can i find the rates of cost of ownership?
Lower how much?
[OT]She's Aida Yua[/OT]Tanzy said:Who is that girl? Nice smile.![]()
kenntona said:Infected by your Maki Goto craze...... But she's not a nihon-jin.
Cute look.
Puny said:[OT]She's Aida Yua[/OT]Tanzy said:Who is that girl? Nice smile.![]()
SMYUEN said:If all your friends look that good, I promise you unlimited supply of nuggets.
[OT]She's not that famous.. It's just that... hmmm.. (did I just blow my cover?kenntona said:[OT]Damn it, Alvin. I swear I do not know that she is that famous until I googled minutes ago......[OT]
kenntona said:Puny said:[OT]She's Aida Yua[/OT]Tanzy said:Who is that girl? Nice smile.![]()
[OT]Damn it, Alvin. I swear I do not know that she is that famous until I googled minutes ago......[OT]
You sound like a dealer...Puny said:One last thing....
Regardless of where you go to, the sales executive (SE) will most probably be holding a calculator and pumping out the numbers, giving you the sum you need to pay monthly.
In order not to be thoroughly confused, what you need to know is,
Principle + Interest = Full Amount
Interest calculations are based on flat rates.
This means, (No. of Years X Interest Rate X Loan Amt.) = Total interest.
If you take a $100,000 loan over 7 years @ 2%,
You're incurring 15.4% x 100,000 = $115,400 to fully pay up the loan in 7 years over equal monthly payments.
Downpayment
In addition to the monthly repayment, a downpayment is needed and to sum it all up, it usually includes the following:
1) Lump/Deposit (whatever excess amount not loaned)
2) First installment (note: all repayments are paid upfront)
3) Insurance
4) Transfer fee (only for 2nd hand cars)
Cheers.
I had to do quite a bit of comparison (6 months) before I could commit when I was searching for my car, thus the long windedness. kekeke...MW said:You sound like a dealer...
Puny said:One last thing....
If you take a $100,000 loan over 7 years @ 2%,
You're incurring 15.4% x 100,000 = $115,400 to fully pay up the loan in 7 years over equal monthly payments.