Car insurance - Advices needed..

[basker]

Hi Guys

My present insurer up by renewal to $1.8K+ w $1K excess due to 1 claim at fault, my NCD is still 50% as i m covered with NCD protector. i am thinking of switching to another insurer but will my NCD @ 50% be recognize by other insurer ? Any good lobang is much appreciated ! Many thanks in adv ! Cheers !

 

[Chagrin]

Re: Car insurance - Advices needed..

As i understand, NCD protector only works if you are carrying on with the current insurer. If you switch insurers, they will only transfer the reduced (20%) NCD to the new insurer

 

[iScoupe]

Re: Car insurance - Advices needed..

if u switch , u don't get 50% from other insurer. best renew & get to broker give you discount.

 

[TeamMunichAuto]

Re: Car insurance - Advices needed..

Hi Guys

My present insurer up by renewal to $1.8K+ w $1K excess due to 1 claim at fault, my NCD is still 50% as i m covered with NCD protector. i am thinking of switching to another insurer but will my NCD @ 50% be recognize by other insurer ? Any good lobang is much appreciated ! Many thanks in adv ! Cheers !

Dear Basker,

I have PM you the solution. Let me know if it helps.

 

[manggi12]

Re: Car insurance - Advices needed..

NCD is transferable among car insurance company, you will not get it lesser. Try Tokio Marine or Income....most trusted car insurance companies I have tried! Claim fast and hassle free...that if you are driving fast car...they are good enough!

 

[RB12]

Re: Car insurance - Advices needed..

I have a car insurance with great deal. I think it will help you. Just pm me if you want.

 

[iScoupe]

Re: Car insurance - Advices needed..

Depend on how much your claim amount.
I got a feeling u stick with existing insurer.

 

[basker]

Re: Car insurance - Advices needed..

Depend on how much your claim amount.
I got a feeling u stick with existing insurer.

Ur feeling very 'chun'
e other insurers quote as high as 2x more - $3xxx. Btw, NCD protector only valid wif ur insurer...if u switch NCD down to 20% + loading by other insurer...

 

[Big_Andy]

Re: Car insurance - Advices needed..

I say stick with your current one. I got my car insurance from posb and I thought of switching sometime back when up for renewal for then the NCD will be gone..so no point lah. If there's nothing drastically wrong with your current policy then don't switch.

 

[tobasco]

Re: Car insurance - Advices needed..

was quoted 2.1k for 50% ncd, 36 years old for a brand new f30 320i.. is that fair enough?

 

[wt_know]

Re: Car insurance - Advices needed..

was quoted 2.1k for 50% ncd, 36 years old for a brand new f30 320i.. is that fair enough?

wow ... that's really high

 

[marcus28]

Re: Car insurance - Advices needed..

expensive. I'm 37 received quote at $1450 from RSA, MSIG with 50% NCD for 325I

was quoted 2.1k for 50% ncd, 36 years old for a brand new f30 320i.. is that fair enough?

 

[tobasco]

Re: Car insurance - Advices needed..

expensive. I'm 37 received quote at $1450 from RSA, MSIG with 50% NCD for 325I

Then the sales conning me. Damn.

 

[Baby1M]

Re: Car insurance - Advices needed..

if u switch , u don't get 50% from other insurer. best renew & get to broker give you discount.

U r kidding right? NCD is transferable among all insurers, e insurers even have a central portal to check our current NCD. What is not transferable r loyalty discount which is usually 5%. The highest discount I ever got was 60% (50+5+5 e.g. NCD+Loyalty+Good Record from TP).

I m very very sure it's transferable as I often switched insurer i.e. at every stage of renewal, I will present e renewal notice to other insurers to get best quote+conditions.

 

[lkm]

Re: Car insurance - Advices needed..

NCD is normally transferable. But in this particular case, he kenna accident but have NCD Protector - which is NOT transferable! With NCD protector, you continue to enjoy 50% NCD only of you continue with existing insurer. Once switch insurer, drop to 20% - as if no NCD protector. But this 20% is transferable between insurers...

U r kidding right? NCD is transferable among all insurers, e insurers even have a central portal to check our current NCD. What is not transferable r loyalty discount which is usually 5%. The highest discount I ever got was 60% (50+5+5 e.g. NCD+Loyalty+Good Record from TP).

I m very very sure it's transferable as I often switched insurer i.e. at every stage of renewal, I will present e renewal notice to other insurers to get best quote+conditions.

 

[pReTeNd3r]

Car insurance - Advices needed..

Learn something new again.

 

[Futin]

Re: Car insurance - Advices needed..

It is 100% sure transferable as we are agents ourselves and have transferred NCD for many customers.

 

[GTIbm]

Re: Car insurance - Advices needed..

wow ... that's really high

Agree. Its really high

 

[lkm]

Re: Car insurance - Advices needed..

Then as an agent, help Basker get a quote and stay at 50% NCD lor!

It is 100% sure transferable as we are agents ourselves and have transferred NCD for many customers.

 

[Futin]

Re: Car insurance - Advices needed..

I think Basker bro has already renewed his insurance???