best time deposit for sgd?

Re: best time deposit for sgd?

hellboyII;758114 said:
hi toto,
ok noted

eh im not insulting u. its terrifying buying things u dun understand. n for finance kind of things...its better u know what u r buying.
 
Re: best time deposit for sgd?

hellboyII;758092 said:
hi bro
1 lot is = 1000 right? or? if i buy now sgd3.11 few days drop to 3.00 the diff do i need to top up? if not i can keep continue to hold on it right? till it increased than i sell?
any admin fees generally involved?

..no need top up, if drop, jus hold..dun fret abt small amount, Tink long term.

But please have an open mindset, got win , got lost ..

Can do online ..DBS Vickers, Philips Securities etc, u might like 2 look see look see.. Can explore US markets too...maybe u hve a read first... Or go their oppix create a trading account. Free ley I
Think ...can't remember liow...:D

Only small percentage amt of broker fees thru broker .

Some ppl only concentrate in IPO, quick buy sell , earn sum monies beta den none.

Blue chips more stable.

Hope small information helps.
 
Re: best time deposit for sgd?

kenntona;758122 said:
Yes. If you are 35 and above, I supposed you already have SingTel shares......

hi kenn,
i below 35, this yr 32
 
Re: best time deposit for sgd?

totoseow;758126 said:
eh im not insulting u. its terrifying buying things u dun understand. n for finance kind of things...its better u know what u r buying.

hi toto
no worries, i understand this that why ask for guru advised. if i ask means i willing to accept people advised if not ask also no meaning.

better listen to you all, since i dont really have much time monitoring the finance things as running my own logistics business.
 
Re: best time deposit for sgd?

Chocs;758137 said:


..no need top up, if drop, jus hold..dun fret abt small amount, Tink long term.

But please have an open mindset, got win , got lost ..

Can do online ..DBS Vickers, Philips Securities etc, u might like 2 look see look see.. Can explore US markets too...maybe u hve a read first... Or go their oppix create a trading account. Free ley I
Think ...can't remember liow...:D

Only small percentage amt of broker fees thru broker .

Some ppl only concentrate in IPO, quick buy sell , earn sum monies beta den none.

Blue chips more stable.

Hope small information helps.

hi chocs,
ah thanks for you info, guess for now will jjust stick with fd 1st.
but will go read up when have time
 
Re: best time deposit for sgd?

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ALL HAIL Bro totoseow
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The advice given is solid $h1t. I go line up to buy Singtel stocks tmr... Shouldn't have cashed out my old Singtel shares last time... Regret Liao, after hearing what the dividend payout is.... But back then, needed money to buy HDB Bo pian.
 
Re: best time deposit for sgd?

iScoupe;758038 said:
U got use Singtel Bo? Buy the shares & subscribe 10 lines Lol

I singtel for 20yrs liao but I hold starhub shares, like what toiletsiao said...
 
Re: best time deposit for sgd?

Hellboy I think your logistics business will yield far higher returns than any stocks.
No need any unnecessary risk.
 
Re: best time deposit for sgd?

Ya work hard earn hard save hard , market crash just buy any property or blue chips.
 
Re: best time deposit for sgd?

Niva;758221 said:
Hellboy I think your logistics business will yield far higher returns than any stocks.
No need any unnecessary risk.

hi niva
point noted, that why my 1st post was to ask which time deposit its good, as im a super newbie in finance thing so better dont touch haha
 
Re: best time deposit for sgd?

iScoupe;758225 said:
Ya work hard earn hard save hard , market crash just buy any property or blue chips.

hi bro,
agreed with you, just wanna let my money work a bit that harder for me. coz put in saving account the interest is so low.. that why thinking of this stepup time deposit
 
Re: best time deposit for sgd?

The best FD alternative.....

Singapore Post Limited (“SingPost” or “Company”)
SGD Senior Perpetual Cumulative Securities
AA- by S&P
A+ by S&P
Guidance 4.50% area
Tenor Perpetual NC 10 Step 10
Ranking Senior and unsubordinated
Call Option Year 10 & every Distribution Date thereafter at 100
Step up 150bp in Year 10 (one time)
 
Re: best time deposit for sgd?

kenntona;758579 said:
The best FD alternative.....

Singapore Post Limited (“SingPost” or “Company”)
SGD Senior Perpetual Cumulative Securities
AA- by S&P
A+ by S&P
Guidance 4.50% area
Tenor Perpetual NC 10 Step 10
Ranking Senior and unsubordinated
Call Option Year 10 & every Distribution Date thereafter at 100
Step up 150bp in Year 10 (one time)

Singpost eveything want to do, go counter buy stamps, ask me want nokia phone, MP3 player, hair dryer, if not go talk to consultant for EZY money.
 
Re: best time deposit for sgd?

iScoupe;758674 said:
Singpost eveything want to do, go counter buy stamps, ask me want nokia phone, MP3 player, hair dryer, if not go talk to consultant for EZY money.

Counter staff hinting to you... Better play safe, have alternate phone for running lion activities.
 
Re: best time deposit for sgd?

Hellboy, dont go for FD.

The CIMB starsaver offers 0.8% and the only condition is you don't close the acct within 6 mths.

A few years back when i started my acct, their staff came over to my place with all the documents and settled everything..hassle free and i-banking fund transfer to dbs/ocbc was a breeze as well. Not sure if they still provide the home service but you should check with them.

Welcome to CIMB

If you have time to read much more, then go start a trading acct. Go for solid companies with good dividends, returns roughly 4-6%. For a start, just look at the telcos first...
 
Re: best time deposit for sgd?

ZhiMing;759126 said:
Hellboy, dont go for FD.

The CIMB starsaver offers 0.8% and the only condition is you don't close the acct within 6 mths.

A few years back when i started my acct, their staff came over to my place with all the documents and settled everything..hassle free and i-banking fund transfer to dbs/ocbc was a breeze as well. Not sure if they still provide the home service but you should check with them.

Welcome to CIMB

If you have time to read much more, then go start a trading acct. Go for solid companies with good dividends, returns roughly 4-6%. For a start, just look at the telcos first...

hi zhiming
last sat i just open the step up account with anz bank already. avr is 1.08% for 12 months with every 3months cycle. so i think still ok bah
 
Re: best time deposit for sgd?

kenntona;758579 said:
The best FD alternative.....

Singapore Post Limited (“SingPost” or “Company”)
SGD Senior Perpetual Cumulative Securities
AA- by S&P
A+ by S&P
Guidance 4.50% area
Tenor Perpetual NC 10 Step 10
Ranking Senior and unsubordinated
Call Option Year 10 & every Distribution Date thereafter at 100
Step up 150bp in Year 10 (one time)



priced at 100.00. this morning its 101.75 bid only.
 
Re: best time deposit for sgd?

totoseow;760489 said:
priced at 100.00. this morning its 101.75 bid only.

make 1.75% liao ... in less than a week..thats more than whole yr interest of an FD... mai hiam la..
 
Re: best time deposit for sgd?

Keep lah, 4.25% final .......
 
Re: best time deposit for sgd?

toiletsiao;760494 said:
make 1.75% liao ... in less than a week..thats more than whole yr interest of an FD... mai hiam la..

smelly smelly 3% is 1 year?
 

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