matrock
Well-Known Member
had a bad day man.... while driving home after a nice dinner at chilis with my family, got hit by a subaru...driver is a 27 yr old young man with gf. Was cruising along kim seng road ,at the 3rd lane from the left ( e road is with 5 lanes ) ,Suddenly this car came crushing into me from the rear right...( lucky my baby and wife sitting at the rear was alright ) I didnt see it coming at all...
we stop in front of Tribeca to access the damage. I ask him what he was trying to do ! He said, " i dont know...i just turn out from great world carpark "...( in my mind, he should have turn right into the right most lane, and NOT cutting straight into the middle lanes ! ) We took photos and exchange details, and i ask if he wants to pay me cash or we juz go to claim by ourselves. Seeing his own damaged...he prefer to claim insurance.
My rear bumper and rear fender have to be replaced or respray , and Racinghart rim defintely have to be replace. Normally in this situation what will u guys do ?
1.) report to my insurance co. and wait for them to assign workshop ? ( which i prefer not to because recently i just renewed my insurance with very very high Excess cuz im letting go my e60 soon...so i opted for cheaper premiums,high excess....2ndly ,i dont trust other workshops )
2.) or go straight to my prefered workshop and let him make do 3rd party claim for me without going to my own insurance ? ( this might not be good also cuz that fellow might play punk and turn around to claim my insurance instead ,hence if i dont report to my own insurance co., i might be the guilty party )
Here are the pics... It seems my rim took all the impact from the crashed. THat subaru is destroyed...
we stop in front of Tribeca to access the damage. I ask him what he was trying to do ! He said, " i dont know...i just turn out from great world carpark "...( in my mind, he should have turn right into the right most lane, and NOT cutting straight into the middle lanes ! ) We took photos and exchange details, and i ask if he wants to pay me cash or we juz go to claim by ourselves. Seeing his own damaged...he prefer to claim insurance.
My rear bumper and rear fender have to be replaced or respray , and Racinghart rim defintely have to be replace. Normally in this situation what will u guys do ?
1.) report to my insurance co. and wait for them to assign workshop ? ( which i prefer not to because recently i just renewed my insurance with very very high Excess cuz im letting go my e60 soon...so i opted for cheaper premiums,high excess....2ndly ,i dont trust other workshops )
2.) or go straight to my prefered workshop and let him make do 3rd party claim for me without going to my own insurance ? ( this might not be good also cuz that fellow might play punk and turn around to claim my insurance instead ,hence if i dont report to my own insurance co., i might be the guilty party )
Here are the pics... It seems my rim took all the impact from the crashed. THat subaru is destroyed...
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