Flood Damage . What to expect ?

M

marlin74

Well-Known Member
I live in the Bukit Timah area and this past Saturday the basement carpark flooded again for the second time. I managed to get to my car and drive it out of the carpark in time to prevent a total submersion of the car. After getting out of the carpark I had to drive through some deeper patches of water to get to higher ground. I got to the higher ground after a 10 second drive before my engine stalled. I drive a E93 325.

I am hoping someone here can help me by telling me what to expect damage wise. The electricals seem fine and there was no water in the cabin at all. The car was towed to the authourised workshop on the day itself. I would appreciate if anyone with the same experience can share their thoughts or experiences.

I am much more fortunate than some of my neighbors whose cars were totally submerged and undoubtedly destroyed.
 
Re: Flood Damage . What to expect ?

am sorry to hear that mate. hope things r not as serious as it sounds.

have a friend in your condo who suffered same
 
Re: Flood Damage . What to expect ?

Hope its not too serious too,that's why I started this thread to see if anyone can share their experience with flood damage. I am sure I am not the only BMW with damage. At least I/we will know what to expect . Thanks .
 
Re: Flood Damage . What to expect ?

Sorry to hear that bro. I believe this issue is sensitive that not many would want to talk about due to resale value.
 
Re: Flood Damage . What to expect ?

tom_ting;560816 said:
Sorry to hear that bro. I believe this issue is sensitive that not many would want to talk about due to resale value.
Click to expand...
+1. many would wanna sell after repairs are done.
 
Re: Flood Damage . What to expect ?

marlin74;560809 said:
I live in the Bukit Timah area and this past Saturday the basement carpark flooded again for the second time. I managed to get to my car and drive it out of the carpark in time to prevent a total submersion of the car. After getting out of the carpark I had to drive through some deeper patches of water to get to higher ground. I got to the higher ground after a 10 second drive before my engine stalled. I drive a E93 325.

I am hoping someone here can help me by telling me what to expect damage wise. The electricals seem fine and there was no water in the cabin at all. The car was towed to the authourised workshop on the day itself. I would appreciate if anyone with the same experience can share their thoughts or experiences.

I am much more fortunate than some of my neighbors whose cars were totally submerged and undoubtedly destroyed.
Click to expand...

Hope its not that serious but you might want to read up on hydrolock --> Hydrolock - Wikipedia, the free encyclopedia
 
Re: Flood Damage . What to expect ?

can i ask a simple question that is insurance cover 100% for the repair ?
 
Re: Flood Damage . What to expect ?

depends whether insurance covers act of nature. i believe many of us r not.
 
Re: Flood Damage . What to expect ?

AiG Chartis motor policies covers flood. So in this case, its a Yes.
 
Re: Flood Damage . What to expect ?

Oh dear... If your engine stalled most likely you got hydrolocked. Depending on your luck sometimes just removing the spark plugs and allowing the trapped water to exit, otherwise if the damage is serious you might need replacement of your pistons/con rods. Did u try to restart your engine? I hope not...
 
Re: Flood Damage . What to expect ?

I believe I may have tried to restart the engine once but nothing happened. There was no cranking or anything. Dunno if this is a good sign or not. My policy from AXA insurance covers flood. I understand most comprehensive polices in Singapore cover floods as it was deemed that singapore was not flood prone. I guess all that may change now. I know a neighbor who has had to claim a total loss twice in 8 months due to flood water damage :(
 
Re: Flood Damage . What to expect ?

1st yr = MSIG (new car purchase from PML)
2nd yr = MSIG (just renew conveniently)
3rd yr = ???

now have to see which insurance still cover flood liao ... damn ...

iScoupe;560898 said:
Most insurance covers flood. But not tree fallen on car. If tree fall on car due to flood YES.
a sad accident happen yesterday -
Channel NewsAsia - Driver killed when tree falls during heavy downpour - channelnewsasia.com

If u claim insurance, is for ur own damage claim. so u might need pay the excess & expect ur premium & NCD to be higher & lesser respectively.
Click to expand...
 
Re: Flood Damage . What to expect ?

wt_know;560917 said:
1st yr = MSIG (new car purchase from PML)
2nd yr = MSIG (just renew conveniently)
3rd yr = ???

now have to see which insurance still cover flood liao ... damn ...
Click to expand...

juz renewed mine with msig thru pml and they said it covers floods.
 
Re: Flood Damage . What to expect ?

arowana1;560920 said:
juz renewed mine with msig thru pml and they said it covers floods.
Click to expand...

wt_know;560927 said:
good to know that
Click to expand...

yup.....great to know this, gives peace of mind just in case....
 
Re: Flood Damage . What to expect ?

iScoupe;560898 said:
Most insurance covers flood. But not tree fallen on car. If tree fall on car due to flood YES.
a sad accident happen yesterday -
Channel NewsAsia - Driver killed when tree falls during heavy downpour - channelnewsasia.com

If u claim insurance, is for ur own damage claim. so u might need pay the excess & expect ur premium & NCD to be higher & lesser respectively.
Click to expand...

Life can be taken at the most unexpected moments...first the guy on the double decker bus and now this.
 
Re: Flood Damage . What to expect ?

marlin74;560900 said:
I believe I may have tried to restart the engine once but nothing happened. There was no cranking or anything. Dunno if this is a good sign or not. My policy from AXA insurance covers flood. I understand most comprehensive polices in Singapore cover floods as it was deemed that singapore was not flood prone. I guess all that may change now. I know a neighbor who has had to claim a total loss twice in 8 months due to flood water damage :(
Click to expand...

I've hydrolocked my engine before, but not due to flood and it was a small engine (1.0l) so the pistons etc were good shape. For your case as long as no electronics are damaged I guess just ask the workshop to remove the sparks and let the water out, get yout engine oil changed if they look milky like kopi, and try restarting the engine.. Minimal $. Hope all goes well for u.
 
Re: Flood Damage . What to expect ?

Just got a call from the workshop who says they need to wait for the insurance adjuster to come by and sign off on the repairs before proceeding to open up the engine. He told me they tried to start the engine but it couldn't crank (what a rocket scientist ! If it could crank and start I would need it towed) my electricals are all fine according to the workshop. I am hoping for the best case scenario as well.
 
Re: Flood Damage . What to expect ?

was at the PML workshop and was told 24 cars got towed in after the flood. this was after 18 got towed in just a few days b4 in the earlier flood. workshop totally packed. damn sad to see those flood damaged rides
 
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